payment = new Array();
payment[0] = new Array(1,"Bankeinzug (versandkostenfrei)",0.00,"",0.00,0);
payment[1] = new Array(2,"Überweisung (Vorkasse, versandkostenfrei)",0.00,"",0.00,0);
payment[2] = new Array(7,"Rechnung (nur für Buchhändler)",0.00,"",0.00,0);